![]() The NFL Extra Points Visa® Credit Card earns 3% back in rewards when you buy from the NFL, plus 2% back at grocery stores, for food delivery and gyms, among others. It also earns 5% back at Wayfair, 3% at grocery stores, 2% online and 1% everywhere else, if you choose to earn rewards instead of special financing. For instance, the Wayfair Mastercard® offers $40 off your qualifying first order of $250 or more. Comenity Bank issues over 100 store cards, including for:Įach retailer sets its own incentives. Which stores work with Comenity Bank?Ĭomenity Bank, or Bread Financial, is the issuing bank for some of your favorite retailers’ credit cards like Bed Bath & Beyond, Eddie Bauer and even the NFL. Just be aware they typically have higher annual percentage rates than standard credit cards. If you have fair or bad credit, you might qualify for a store credit card faster than a general one. Store credit cards might have a lower threshold to qualify compared to other types of credit cards that can be used everywhere. You’ll complete a credit card application with some personal information - like your birthdate, address and Social Security number - and you’ll approve a credit check. Qualifying for a store credit card is much like any other type of credit card. ![]() Many store credit cards let you use the card in-store or online. You’ll earn rewards for purchases or gain access to special discounts and perks. Some, called open-loop cards, let you use the card elsewhere closed-loop cards only allow you to shop at that specific store. A store credit card is a credit card offered specifically by a retailer.
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